Archive for September, 2007

from the ‘businesses who try to screw me’ dept: Verizon Wireless (and the credit agencies!)

September 13, 2007

I can’t begin to describe how much I hate these folks, so I will save us all the trouble and go ahead with my story.

August 2002, I became a Verizon customer, this was against my better judgement, since I had been a customer back in the late 1990’s, but had left because of their poor customer service. At that time AT&T was my provider, but their phones weren’t cool and were expensive, so I decided to switch.

June-ish of 2004, I was a Verizon wireless customer, multiple lines, and one of the phones went bad. They wanted me to renew/extend my contract (which was almost up) to get a new phone. After much discussion and finally talking to the retention department, I was able to get a refurb POS Sanyo phone that didn’t extend my contract. Great! Life was good.

July-ish of 2005, I got divorced and needed to split my lines up, and since my contract was up, I decided to switch to Sprint at that time. I get a better corporate discount with Sprint, and the company I work for has a business relationship with Sprint and wants me to use them, so I drank the cool-aid and decided to switch. When I called up Verizon, I was told.. surprisingly, that when I received the new phone, they had renewed my contract! This is exactly oppsite of what I was told when I got the new phone back in 2004, but I figured this was easy to fix. So after much discussion, I was told that I could exit my “contract” without any penalties. Aside from the pain in the butt process, life was good.

March-ish of 2006, I started getting letters from Verizon stating that they were going to send this off to collection. I called several times and was eventually told that they would remove this.

July-ish of 2006, I was still getting letters, so I called again, and at this point, I had made well over a dozen phone calls, again I was told that there would be no issues.

Augist-ish, 2006, I received letters again, this time from a collection agency, I started sending letters to the collection agency and to Verizon telling them that I didn’t owe them any money.

January-ish 2007, This information appeared on my credit report. I sent yet another letter to Verizon, they sent me one back telling me to contact their customer service department. I sent them a letter telling them that I had already tried that and gave them a cease and decist.

April-ish, 2007, Received another letter, sent another one.

May-ish 2007, I received a copy of my credit report and realized that this information is STILL THERE, so I sent YET ANOTHER letter to Verizon wireless, and this time I disputed the charges with the credit agencies.

July 2007, I received letters from the credit agencies that my removal had been denied. I find this strange since I sent them copies of all of the letters I had sent to Verizon, time and time again stating that I no longer owed them any money and that they would need to stop this and leave me alone.


So now, here I am, with a “did not pay” on my credit report. The big 3 have denied my request to remove this from my records, even after providing sufficient information to prove that this shoud not exist and that it should be removed. I really hate the credit agencies, how can these companies that I have so little control over run so much of my life without me having any say in it? How can Verizon wireless continue their piss poor customer service and support and impact me even after I am no longer a customer?


To get some search info: verizon wireless, equifax, transunion, experian


Tankless water heater: I tried

September 2, 2007

I recently learned thought I learned that my water heater had gone south. This was expected, due to its 13 years of age and II had found rust in my water. Since I consider myself smart enough to look at the long term benefits of something, even if the initial cost is greater, I decided to look into a tankless water heater. Research showed that they were supposed to save anywhere from 15%  to 40% on your gas bill every month, last longer, etc. You also get a tax break and a credit from your local energy company (in most cases) so it seemed like a no brainer. Aside from the initial cost being greater, the advantages looked great.

After some research, I found out what size I needed, and they they seemed to pretty much all have the same features and prices, so I went to lowes and picked up a Bosch 2400 (only because I had a 10% off coupon).  Since I’m pretty handy around the house (I will not pay someone else to do something I can do on my own) I decided that with some help from my brother, we could install this thing no problem.

As far as location goes, the choices were small.. it pretty much had to go where the old tank water heater went, because that is where the piping is. There was some discussion about mounting it on the outside wall, but that would have made for about 25′ of extra pipe, and that didn’t seem like a good way to get water to the faucts quickly.  Also, these things reqire large amounts of gas, in my house it worked out where all I needed to replace was about 1′ of pipe and a couple of fittings. This was pretty easy. What wasn’t so great was the flexible gas line that I needed, it was $70! Then a valve, and an adapter. The install was complicated in the fact that the hose that Lowes sells to go with the gas valve, didn’t have the right sized fitting to work on the water heater… and… they don’t stock it! So, in order to make this work, I had to go to Home Depot as well. (What?)

Before I bought the thing I did some research and found out that ttankless heaters require updated exhuast venting, but I couldn’t found out too many of the details around it. After some reading online and scanning through the manual, it looked like what was needed was just dual walled exhaust pipe, which is code (almost?) everywhere now, and since this is what my house already had, we got the stuff to tie into my regular exhaust vent. We even found  a couple of write-ups online (I will look later and link them if I can) where others had done this. After reading the manually carefully though, and after a call to the Bosch 800#, I realized that in order to meet code, I would have to use the stuff that the manufacturer recommends, which is a stainless pipe that is sealed with a gasket. So.. I go back to lowes and get their install kit, which is $230 and includes about 4′ total of pipe. In order to get to the side of my house, I would need about 12′ of straight pipe in addition to this stuff. This was going out the side of the house instead of from the basement through the roof like the old exhaust vent ran since I also found out that the water heater can’t share an exhaust vent, it must have its very own. The pipe is special order at Lowes (and Home Depot for their brand I found out), so I went looking locally at the plumbing supply houses. In the end I learned that the exhaust pipe is mostly brand specific, and that no one carried anything locally. After some looking online again, I found the pipe for a price of $50 for a 4′ section online! This means that venting to the closest place I could, I would be out about $400 total. Ouch.

In the interim, I installed the unit and vented it to my existing exhaust pipe, while I waited on the ordering and shipping process to take place. So… we had hot water! ..and I went to take a very much needed shower. While showering, the water kept getting hotter and hotter, and while I was all soapy, the water got very cold, there was no hot water! After fuming about it for several minutes and rinsing off in cold water, the water came back hot again. What?! The next day I called Bosch and they told me that the temperature was adjusted too high, and what was happening was that I would turn the hot water so low during the shower because the temp was so high, that it would fall below the minumum flow rate needed to make hot water, so the heater would stop. Their answer was to turn the temperature down, which I did, and it didn’t help. Turning on a hot water faucet in a sink temporarily relieved the problem though, since it kept the flow rate up enough, and everything worked.

I troubleshooted it a bit and finally realized that the heater was making water that was 145 degrees, no matter what the setting… it was a bad heater. Great! So I did some more research and found out that Bosch isn’t one of the best brands out there, and lots of people had problems. Strangely enough, I didn’t see this beforehand. So off I went to Home Depot to buy their tankless product instead, I had it on the cart and was getting ready to leave when I realized that it required 4″ exhaust piping instead of 3″… meaning that I would have to buy 4″ pipe and adapt that to the 3″ pipe which was already in my house, and it was then that I decided this wasn’t meant to be. This was just too much trouble.

Sooo.. I put the Rheem from Home Depot back on the shelf and got one of HD’s GE water heaters, it was the best one, 12 year warranty, supposedly energy efficient, and I got a 50 gallon instead of a 40 gallon. Got home and started comparing the little yellow stickers and realized that the efficiency rating on my old water heater was .57, and the new, top of the line one I had just bought was… drumroll… .58. That’s right, 13 years later and .01 more efficient. Then I picked up the phone and called Lowes, and they had one with a .62 rating, and I decided I may as well get one as efficient as I can, and back to Home Depot I went to return the tank heater, and back to Lowes I went to purchase their tank product. (They must have thought I was crazy.)

In the end it took me about 2 hours to mount up the new tank water heater. It is a Whirlpool Energy Smart. I had hot water in about 30 minutes, it is working great, and I haven’t looked back. Lowes was nice about returning the tank heater and various bits and pieces. In the end with all the returns and whatnot (some of the stuff I couldn’t return), my new water heater cost me $908. My hope is that this one works out. If I had just gone with the tank heater in the beginning, I am sure I would have saved myself time and money, probably a couple hundred dollars at least.

Oh well, lesson learned.